Being debt-free

I couldn't go rootless if I were laden with debt.

For me, putting money aside for the future and living below my means are easy. But that's because I like to do these things.

For those who struggle with money, I'm a fan of Dave Ramsey's approach to getting debt free. I also like his motto: If you can live like no one else, later you can live like no one else.

I really feel for college students burdened with gargantuan debt. Even for my modest student loans, it took me ten years to pay them off.  I think 20 years might be the norm today.